A consistent integrated checkout experience
![visa logo and click to pay icon](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/consumer/uk-visa-clicktopay-logo-800x450.jpg)
Visa Click to Pay brings the convenience of contactless to your online store
![People confused looking at things](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/visa-checkout/uk-visa-digital-checkouts-1600x900.jpg)
Online shopping. Simplified.
Clear benefits for your business
![shopping cart icon](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/uk-trolley-icon-800x450.jpg)
![arrows in cycle icon](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/uk-arrows-cycle-icon-800x450.jpg)
A seamless payment journey, enabling merchants to focus on customer acquisition during the checkout flow
![finger pressing button icon](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/uk-finger-pressing-button-icon-merchants-800x450.jpg)
Optimises sales conversions, with higher authorisation rates and lower fraud risk
![shield icon](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/uk-shield-icon-merchants-800x450.jpg)
Performs 3DS payment authentication
Use Visa Tokens to optimise security and performance
1. VisaNet Data, GBI Monthly Authorisation Report, May 2022
2. Fraud Rate Reduction: Source: CNP Average is for set of Token participating Merchants (by Merchant DBA) (PAN & Token) with digital wallet TRs Feb-Apr 2022 Issuer region: Europe; Visa Token transactions compared to PAN-based transactions online
Exact uplift in authorisation approval rates and reduction in fraud may vary between different merchants and use cases
EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC
How it works
![mobile screen showing shopping cart](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/uk-mobile-showing-shopping-cart-640x640.jpg)
Step 1
Customer adds goods to their cart and proceeds to checkout
![mobile screen showing order summary](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/uk-mobile-showing-order-summary-640x640.jpg)
Step 2
Customer enters their personal information and Click to Pay checks for their stored cards
![mobile screen showing visa card details](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/uk-mobile-showing-visa-card-details-640x640.jpg)
Step 3
Click to Pay retrieves all stored cards. Customer selects card of choice and completes payment
![mobile screen showing order purchased](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/uk-mobile-showing-item-purchased-640x640.jpg)
Step 4
Customer is provided with confirmation of their purchase
Other ways Visa helps keep your data secure
![person on their phone looking at an emv secure remote commerce screen](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/emv-secure-remote-commerce-800x450.jpg)
EMV® Secure Remote Commerce (SRC)
EMV® SRC is the technology underpinning Click to Pay. It aims to simplify the e-commerce checkout experience, making it consistent, convenient and secure.
![woman in a shop paying on her phone near the counter](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/sca-image-800x450.jpg)
Strong Customer Authentication (SCA)
SCA is a new requirement of PSD2, which adds extra layers of security to electronic payments. Learn what the new regulation might mean for you.
![person paying with their smart watch](/dam/VCOM/regional/ve/unitedkingdom/in-page-images/click-to-pay/merchant/token-service-fitbit-800x450.jpg)
Tokenization
Tokenization replaces sensitive data (eg. card numbers) in electronic transactions with a secure equivalent: a token. Find out how Visa’s token technology can help protect your data and reputation.