• Risk Essentials

    Help keep your business better protected, moving and growing with our enterprise-wide risk solutions.

Overview

In today's digitised world, risk comes in an ever-increasing number of forms. Our suite of risk-focused offerings support issuers in monitoring, managing and countering risks – wherever they're found.


Visa Advanced Authorization

Provides global issuers with a sophisticated in-flight risk scoring, for more targeted and better-informed authorization decisions.

Simple-to-use risk score

Provides a real-time risk score to help identify good and bad transactions across VisaNet.

Global insights from VisaNet

Harnesses Visa’s global data and perspective of fraud.

Holistic customer views

Uses up to 2 year data profile of account history.

Visa AI
platform

Utilizes cloud-based fraud risk models using best-in-class machine learning technology.

How Visa Advanced Authorization helps

$ 28 B

of annual fraud prevented¹

500 +

unique attributes evaluated per transaction in about a millisecond²

25 +

years of AI experience

¹ VisaNet data

² VisaNet unique attributes evaluated


Visa Risk Manager

Leverages the real-time insights of Visa Advanced Authorization and puts them into action. Visa Risk Manager is a web-based suite of tools providing issuers with control and flexibility to manage their risk strategies and risk tolerance. Taps into the power of VisaNet to provide better control of the risks associated with your portfolio using an easily accessible web-based UI 24/7.

work meeting

Superior customer experience

Gives you the confidence to decline the highest risk transactions, helping to increase customer loyalty, spend, and payment volume.

colleagues talking

Improved authorization rates

Provides extensive fraud management functionality and comprehensive alert data to help you confidently approve more transactions, which can lead to higher revenues.

women walking through factory

Enhanced
control

Taps into the power of VisaNet to provide better control of the risk associated with your portfolio using an easily accessible web-based UI 24/7.

Key components of Visa Risk Manager

Rules manager

Create, test and publish custom strategies using web interface.

Case manager

Flag transactions for further review and analysis.

Account management

Create rules for specific card accounts, manage whitelists and blacklists.

Report generation

Track account activity, learn from previous transactions and manage the performance of rules.


Visa Analytics Platform

From uplifts in authorization rates to increases in revenue, payments data analytics can offer greater insight, while creating opportunities in the areas that matter most to you. Being a world leader in digital payments, Visa’s solutions can help you unlock value through the power of Payments Data Analytics across a wide range of business needs.

office meeting

Improve operational efficiency

Gain visibility into your portfolio performance across channels, regions, payment types, and more to streamline operations.

woman using laptop

Better manage
risk

Reduce transaction declines and lower fraud rates with deeper insights into decline reasons, fraud patterns, and performance vs peers.

workers at computer desks

Increase Cardholder Engagement

Better understand cardholder behaviour and uncover new trends to deliver personalized experiences to become top-of-wallet.


Related Resources

Turn cardholder data into an asset with Visa Payments Data Analytics

From uplifts in authorization rates to increase in revenue, payments data analytics can offer insight, while creating opportunities in the areas that matter most to you.

Visa Risk Essentials Solutions Infographic

Unlock Cardholder Data Value

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